If you decided you’re financially stable enough and ready to buy a house, what are your next steps? You don’t know how to buy a house or where you should begin and what the home buying process will be like. Relax, I will walk you through all the steps to buying a house.

The Complete Guide To Home Buying

We plan to equip you with the knowledge on how to buy a house. Just follow the list and you’ll be on your way!

1. Research and Credit Check
   Check the status of your credit by obtaining a credit report from Annualcreditreport.com. It’s free and easy to obtain.

2. Set a Budget For Buying a House
   Be smart and don’t max out what you qualify for when you start searching online and going to open houses. Take into account all of your other bills so that you can live comfortably.

3. Acquire a Great Real Estate Agent
   This is an important purchase so make sure the person you hire is worthy of your time. Research the agent prior to meeting with him or her. Create a list of questions to ask when you meet. If you don’t feel they’re the person for you move on and find a better fit.

4. Acquire a Mortgage Lender
   Get pre-approved by a mortgage lender and never buy a house without one. They give you the advantage with other interested parties who don’t have one when it comes time to buy a house.

5. Begin Searching The Market For Homes
   Go online and do your research. Set appointments to view potential homes and go to open houses as much as possible.

6. Making An Offer
   Once you’ve found what you’re looking for make an offer with the advice of your agent. Make sure to include contingencies you want such as inspections.

7. Inspect Your Future Home
   Make sure that all inspections were completed to your satisfaction before you move on.

8. Get Homeowners Insurance
   Acquire an insurance agent and secure homeowners insurance because your lender will require it and it’s an important part of protecting your financial investment.

9. Close And Open Your Utilities
   This is the day that you finalize all the paperwork and contact all utilities with your move-in date.

10. Keys Keys Keys
    The final step is getting the keys to your front door placed in the palm of your hand.

These are steps to buying a house. You are now set to go out and lock down the home of your dream. If you need help along the way with any of these steps, be sure to reach out to my team!